Payday loans and in-country remittances made simple across South Africa.

Q: What are the basic requirements for borrowing money?

You must be at least 18 years old. You must be employed. You must have a minimum monthly net income of R4,000 or a minimum annual net income of R48,000. You must have a good credit record. You must have proof of address. You must have a South African ID or be a Permanent Resident of South Africa.

Q: How much does it cost?

Interest Rates: The interest rate you are offered will be individual. It depends on the credit assessment and on your personal financial information. Set-up fee (once off): R150.00 (Incl VAT).

Q: How much can I borrow?

You can apply for amounts ranging from R500 to R3,000. We will assess your financial situation and your ability to repay the loan. Approval is not guaranteed.

Payday loans from R500 to R3,000
Repay over 2 to 3 months via DebiCheck
In-country remittances with just a cellphone — no bank account needed
Over 5,000 cash collection points across South Africa

Instant loans Short-term loans Payday loans In-country remittances

Loan Amount (ZAR)

Min 500 – Max 3000

Loan Tenure (Months)

2 – 3 months

Loan Summary

Interest Rate (per month)

—%

Monthly Payment

ZAR —

Total Interest

ZAR —

Initiation Fee (once-off)

ZAR —

Monthly Service Fee

ZAR —

Total Repayment (incl fees)

ZAR —

Apply for Loan

Transfer Amount (ZAR)

Min R 20,00 – Max R 5000,00

Transaction Summary

Transfer Amount: ZAR —

Service Fee: ZAR —

Total to Pay: ZAR —

Make Transfer

Instant Transactions

Send money in seconds, with funds available immediately for the receiver.

No Bank Account Needed

Send and receive money without requiring a bank account.

Fast, Affordable Payday loans

Get loans for those unexpected expenses from anywhere.

About Us

At Sendvoucher, we are passionate about providing accessible financial services that enhance the lives of people living in South Africa. We aim to be your go-to provider for remittances, payday loans, and financial advisory services. With cutting-edge technology, a customer-centric approach, and regulatory compliance, we are proud to offer secure and reliable services.

Sendvoucher team supporting financial services in South Africa

Our Services

At Sendvoucher, we offer a range of convenient and reliable financial services, including cashing out inbound remittances, instant in-country remittances, payday loans, and expert financial advisory services. Our solutions are designed to meet the diverse needs of our customers, providing fast, secure, and accessible ways to manage money—whether you're sending, receiving, or borrowing.

In-country remittance mobile money transfer in South Africa

In-country Remittances

With Sendvoucher Instant Money, sending money within South Africa is easy. Both sender and receiver need only a cell phone. No bank account? No problem! Our service allows individuals without bank accounts to send and receive money instantly at over 5,000 cash collection points across the country.

Sendvoucher short-term personal loan application in South Africa

Fast, Affordable Payday Loans

Need cash before payday? Sendvoucher offers short-term personal loans from R500 to R3,000, repayable over 2 to 3 months. Simple application, clear costs, and approval subject to credit assessment.

Cashout of In-bound Remittances

Sendvoucher makes it easy to access funds from inbound remittances. Whether you're sending money from overseas or receiving funds locally, we ensure a smooth and instant transfer process.

Financial Advisory Services

We offer expert financial advice on various topics, including funeral cover, microlending, and insurance products. Our goal is to provide guidance that helps you secure your financial future.

Pay Day Loans

Need a quick financial boost before your next paycheck? Sendvoucher Payday Loans are short-term personal loans from R500 to R3,000, repayable over 2 to 3 months. Whether it's an unexpected bill, emergency repair, or short-term cash flow gap — apply online and we’ll assess your application fairly.

Frequently Asked Questions (FAQs)

How does the borrowing process work?

You fill out the loan application directly on the Sendvoucher's website.
You provide some basic requirements for the loans.
We present estimated costs for you.
If approved after credit assessment, funds are typically paid to your bank account or wallet within 24 hours.

What is the repayment period?

Repayment terms are from 2 to 3 months (at least 61 days), up to a maximum of 3 months. We collect via DebiCheck. You will need to sign a DebiCheck mandate with Sendvoucher.

What are the basic requirements for borrowing money?

You must be at least 18 years old
You must be employed
You must have a minimum monthly net income of R4,000 or a minimum annual net income of R48,000
You must have a good credit record
You must have proof of address
You must have a South African ID or be a Permanent Resident of South Africa

How much does it cost?

Interest Rates: The interest rate you are offered will be individual. It depends on the credit assessment and on your personal financial information

Set-up fee (once off): R150.00 (Incl VAT)

How much can I borrow?

You can apply for amounts ranging from R500 to R3,000, with repayment over 2 to 3 months. We will assess your financial situation and your ability to repay the loan. Approval is not guaranteed.

Sendvoucher (Pty) Limited is a registered credit provider (NCRCP21578). Lending is subject to credit assessment and affordability checks under applicable South African law. Borrow responsibly.